Mortgage Overpayment Calculator

Use this calculator to understand how overpaying your mortgage can decrease your term and reduce what you would pay in interest.

Many lenders only allow you to overpay by 10% of the original loan amount per year. See the terms of your loan agreement for more info.

Mortgage Balance (£):

Remaining Term (years):

Interest Rate (%):

Mortgage Type:

One-off Overpayment (£):

Monthly Overpayment (£):

Year	Balance Without Overpayment (£)	Balance With Overpayment (£)